Shop now.
Pay later.
Get what you need, when you need it – no matter your credit history.1
Snap's lease-to-own financing program features plans up to 18 months to give you more time to pay and early ownership options to help you save on overall lease costs.2
Quick decisions
Easy application
How Snap works
Apply
Simply click to apply wherever you see a Snap Finance banner on your favorite retailer's website.
Unlock your
spending power
If approved, you'll be presented with a virtual card that can be used at checkout.
Sofa Design Center
Sofa Design Center is a specialty store that offers a wide range of furniture, focusing on high-quality, stylish pieces designed to elevate any living space.
278B America Pl, Jeffersonville, IN 47130
CONGRATULATIONS!
You're approved for up to
$2,600
APPROVAL EXPIRES
Nov. 25, 2025
Shopping now?
Select your items and begin to check out. Tell Snap how much of your lease-to-own approval amount you want to use by providing transaction details.
Shopping later?
Check your phone or email for a message with next steps when you're ready. You can use all or part of your approved amount for checkout when you're ready.
Start shopping
Use your approved amount to get what you need today with Snap and pay later.
Online
In-store
Why choose Snap?
No credit needed
to apply1
Snap looks beyond credit scores, taking a fresh approach to creditworthiness.
Quick and easy
Apply in minutes, get a decision in seconds. Approvals range from $300 to $5,000 in lease-to-own financing.
More
shopping power
Shop now, pay later for the things you need today!
Multiple
ownership options
Snap offers a maximum-term plan of up to 18-months or you can contact us to buy out your lease early and save significantly on lease costs.2
All you need to apply
Be old enough to enter into a legal contract and have a SSN or ITIN
Steady monthly income of at least $750
Active checking account
Valid email address and smartphone number
Answers to your questions
View Snap FAQs
Snap Finance offers a lease-to-own payment solution that helps you get what you need now and pay over time. Our application process is quick and easy, with decisions typically made in seconds. We look beyond traditional credit scores to approve customers.
Lease terms range from 12 to 18 months, with early buyout options available to help you save. You can use Snap both online and in-store at thousands of participating retailers.
Disclosures
The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin.
1Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected.
2The default payment plan is the Maximum-Term Plan, which includes 12- to 18-month renewable terms and is the most expensive. To exercise an early ownership option, including the 100-Day Option, customers must make all regular payments on time and ensure the required amount is paid within the applicable timeframe via the customer portal or by contacting Customer Care at 1-877-557-3769. The 100-Day Option includes a cost of lease above the merchandise price.